Home Buyers Buying Power Just Got Better!

Starting January 27th, the FHA will reduce the annual mortgage insurance premium paid by most FHA borrowers from 0.85% to 0.6%!  This means more borrowers will have a better chance of qualifying to purchase a home with FHA financing. "FHA mortgage products exists to serve an important mission: providing homeownership opportunities to creditworthy borrowers who are overlooked more

How to Snowflake Your Debt and Avoid a Debt Avalanche.

A debt snowflake is a way of paying off debt that immediately captures small savings for use toward outstanding bills. It sounds a lot like other strategies that aim to speed the arrival of your debt-free date, but it’s different: In a debt snowball, you aim any extra money at the smallest bill first, racking up a psychological victory as you re-purpose that payment more