Blogs

Beautiful Home for Sale in Gilbert, Arizona

Did you know that Gilbert, AZ is one of the fastest and most desired cities in the country?  Well, I can attest to that as I love living in Gilbert!  We have everything we need within a close vicinity and the housing, community events, close proximity to shopping, restaurants, and entertainment are great!  I relocated from California to Gilbert, AZ in 2004 and one of the thi..read more

$229,550 in Rent Payments Over 13 Years – Is this Your Situation?

I was just talking to someone today who has been renting their current home for the last 13 years.  I calculated how much they have paid in rent during that time ($1400/mo for the first 5 years, then $1500/mo for 8 years, and $1550/mo starting August)...THE GRAND TOTAL...$229,550....All paid towards their Landlord's mortgage, their Landlord's vacations, putting their Landlord'..read more

Home Buyers Buying Power Just Got Better!

Starting January 27th, the FHA will reduce the annual mortgage insurance premium paid by most FHA borrowers from 0.85% to 0.6%!  This means more borrowers will have a better chance of qualifying to purchase a home with FHA financing. "FHA mortgage products exists to serve an important mission: providing homeownership opportunities to creditworthy borrowers who are overlooked ..read more

How to Snowflake Your Debt and Avoid a Debt Avalanche.

A debt snowflake is a way of paying off debt that immediately captures small savings for use toward outstanding bills. It sounds a lot like other strategies that aim to speed the arrival of your debt-free date, but it’s different: In a debt snowball, you aim any extra money at the smallest bill first, racking up a psychological victory as you re-purpose that payment tow..read more